Health and Dental
Personal health insurance plans can be purchased for an individual or family as an individual health plan or business owners can purchase group health insurance for employees and their families. There is a gap between what OHIP covers and the needs of most people, and health insurance plans help fill some of those gaps.
While most insurance companies offer a few different plan levels, basic plans will often cover ambulance, some vision care, and paramedical services such as chiropractor, massage therapy, chiropractor, etc.
Dental benefits can be added as an option.
Prescription drug coverage can be added as an option. While the purpose of insurance is to cover new conditions that arise in the future, some companies offer coverage for pre-existing medications. Most people in Ontario choose to have prescription drugs covered until at least age 65, when the Ontario Drug Benefit then begins and covers most, but not all, prescription drugs.