Health and Dental

Personal health insurance plans can be purchased for an individual or family as an individual health plan or business owners can purchase group health insurance for employees and their families. There is a gap between what OHIP covers and the needs of most people, and health insurance plans help fill some of those gaps.

Health Plans

While most insurance companies offer a few different plan levels, basic plans will often cover ambulance, some vision care, and paramedical services such as chiropractor, massage therapy, chiropractor, etc.

Dental

Dental benefits can be added as an option.

Prescription Drugs

Prescription drug coverage can be added as an option. While the purpose of insurance is to cover new conditions that arise in the future, some companies offer coverage for pre-existing medications. Most people in Ontario choose to have prescription drugs covered until at least age 65, when the Ontario Drug Benefit then begins and covers most, but not all, prescription drugs.

Individual & Group Health Coverage

Most self-employed or contract workers do not have access to a good cost effective way to purchase health benefits. We offer a great range of products from reputable Canadian companies. Small incorporated businesses can expense the premiums and get an income tax deduction. There is also an income tax benefit for small businesses that are not incorporated.

Group Health Benefits

Many employers are looking for cost effective ways to attract and retain quality employees. We offer several plans and options from several reputable companies. Please provide some basic information by contacting us through the link below and we will contact you.

Health Plan Strategies

We can offer a range of benefits from basic to comprehensive coverage, with or without dental coverage, prescription drug coverage, or vision care.

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This site is intended as a service for the clients of Oliver Insurance Services. The links to any other sites are only provided to allow easy access to these public domains. Oliver Insurance Services is in no way responsible for maintaining the accuracy of any information or forms obtained through these sites or links, nor are we responsible for the security of such links or sites. These sites and links are accessed at the risk of the user. Information on our website should be used for general reference only and not be taken as advice. Your situation and the contract provided by your insurer as well as any relevant legislation shall always take precedence. We do not provide any legal or accounting advice, and you should consult the appropriate professional for such inquiries. Accessing or gathering information from this site does not create a client relationship with Oliver Insurance Services. Your privacy is extremely important to us. The trust placed in us by our clients is absolutely essential to our success. Any information you choose to share with us will only be used by ourselves and our insurers to prepare quotes and illustrations for you, and the information given may form part of your insurance contract. Your personal information will never be shared, sold or given to any other entity for marketing purposes. We ask that you do not share personal health or credit information etc. through this electronic media.

We do not have a financial interest in any of the companies we represent and they do not have a financial interest in Oliver Insurance Services. We are paid a commission by each company when we complete a transaction. Policies cannot be bound or changed by leaving voicemails or sending emails, and you must speak to one of our brokers directly in order for a policy to be issued or changed.

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